Cuomo Administration Takes Action to prevent Prohibited, On The Web Payday Lending Through Debit Card Networks Governor Andrew M. Cuomo announced efforts that are new stop the processing of unlawful pay day loans through debit card transactions and assistance protect ny customers. MasterCard and Visa have actually agreed in talks with all the Department of Financial Services (DFS) to just just simply take a number of actions to aid stop this activity that is illegal their debit card companies.