Short-term funding, Commercial loans from banks, Trade credit The key resources of short-term financing are (1) trade credit, (2) commercial loans from banks, (3) commercial paper tinder, a certain form of promissory note, and (4) secured personal loans. A company customarily purchases its materials and materials on credit off their organizations, recording your debt as a merchant account payable. This trade credit, because it’s commonly called, could be the biggest solitary group of short-term credit. Credit terms are often expressed…