“About half of US states have clamped straight down on payday advances by capping rates of interest or limiting them in manners which make them less profitable… Faced with a home that is hostile, a few US businesses have actually struck upon exactly the same solution: to create store in Britain.” That does not seem good. Oh, We don’t understand. Haven’t we been wringing our arms about a “credit crunch” when it comes to past four years? At somebody that…