The amount of money you will need, the hassles that you don’t. Apply before becoming an associate. After the application, we’ll allow you to: 1. Discover you’re entitled to become a PenFed user 2. Open a Savings/Share Account and deposit at least $5 HOW EXACTLY WE WILL HELP FEATURES AND ADVANTAGES PROCESS EXPLORE CALCULATOR FAQ Apply before becoming an associate. After the application, we’ll allow you to: 1. Discover you’re entitled to become PenFed user 2. Start a Savings/Share Account…