5 Company Loan Options When You Have Bad Credit gpointstudio / Getty Images Big banking institutions are reluctant to provide cash to people who have bad credit, that applies to businesses too. Therefore, if you’re looking for funding to grow your online business, you’ll have to take into consideration options away from conventional financing. Whilst the precise cutoff differs by lender, bad credit is usually any credit rating below 620. Bad credit is due to late re payments, debt collections,…