Bad Credit Student Loans Can Increase Your Financial Troubles and Pose Serious Risks Once you submit an application for federal figuratively speaking, your credit rating is not taken into consideration. The exception that is only this guideline could be the PLUS Loan. However, should your federal loans won’t cover your university costs, and you also can’t shell out of pocket, you may possibly become trying to get private figuratively speaking (and these will demand a credit check). Chances are, a…