Need certainly to escape pay day loan debt? Here’s just just just how. People in the us credit debt has simply strike a troubling record of $1.02 trillion based on the federal book. File photo used 2010 shows neon indications illuminating a pay day loan company in Phoenix. (Picture: Ross D. Franklin, AP) No body likes being in debt, however it’s worse when it looks like there’s no real way out. That’s exactly how a 12 million People in america…