Castle and Fulmer both said the loans are clear and borrowers understand how much they’ll owe. But Susan Taylor, a household finance expert with Iowa State University Extension and Outreach whom teaches finance that is personal to low-income people, stated the firms are predatory, preying on folks who are in need of money. “They aren’t being really upfront concerning the costs that are true time. So when your luck just isn’t good — along with numerous low-income people you get…