Without a doubt about what’s a apr (APR)? Paying down balance helps avo An apr (APR) could be the rate of interest you spend every year on financing, bank card, or other personal credit line. It is represented as a portion of this total stability you need to spend. When you borrow funds, any interest you pay escalates the price of those things you get with that cash. Charge cards are a kind of borrowing, and knowing a card’s apr…