Provide reasons behind what you’re suggesting Utilize the facts to produce an argument that is reasoned. Instead of “I’ll settle the total amount in the event that you up the ?250 offer to ?500” it is a more powerful approach to state “I think it’s also advisable to be refunding loans 3 and 4. Loan 3 ended up being taken out just 5 times when I repaid loan 2 and ended up being a great deal bigger than loans 1…